RESIMAC NZ Limited and its related entities, subsidiaries, successors, assigns, agents and associates (“RESIMAC Direct”) understands that privacy is important, especially on the Internet. We are committed to ensuring that personal information is handled properly by our staff and our service providers. We comply with the Privacy Act 1993 (“Act”).
1. Information Collected from the Site
Unless you provide us with your personal information when using the Site, RESIMAC Direct will never know who you are simply because of your use of the Site. If you choose to provide us with your personal information when using the Site, you have our commitment to your privacy - as a user of the Site we pledge to provide you with some important rights:
- You have our total commitment to your privacy.
- You will not receive e-mail from RESIMAC Direct that you have not requested or consented to receive.
Note that collection and use of personal information provided by you on a Finance Application (or similar form) is dealt with by a separate Privacy Statement.
2. Your Identity
We may use a feature of your browser called a "cookie" to assign a “User ID” to your computer system. The cookie is a small data file that can be stored on your system when you visit a website. It is sent from our web server and accepted by your browser then returned each time you visit our website. Cookies, by themselves, cannot be used to find out your identity. It only identifies your computer to our servers when you visit our site and assists us with monitoring use of our website and tailoring information from our website to you.
We also use Google Analytics measurement system [to understand and measure the web traffic patterns to and from our website]. For more information on Google Analytics go to www.google.com/analytics.
Third party suppliers may also be used by us to display advertising on other Internet websites. Those suppliers may anonymously collect information on your interaction with the advertisements and track your browsing behaviour by using cookies or other similar software tools.
To the extent that you disclose your personal information on websites belonging to or maintained by other organisations that may be linked or associated with our website, different rules may apply to their collection, use or disclosure of your personal information and we are not responsible for their use or disclosure. You should review the policies on those websites.
3. Collecting and Using Personal Information
Should you choose to provide us with your personal information when using the Site, RESIMAC Direct will only collect, hold and use personal information:
- to assist us in the provision of our products and services provided to you
- informing you of other products and services, including third party products and services
- that is necessary for our business purposes, including, amongst other things, improving our products and services, conducting market research or data analysis and processing, and administering the products and services provided to you
- to action any online request made by you
RESIMAC Direct aims to provide you with better services to keep you returning to visit our site. If you do not provide the personal information required, RESIMAC Direct may not be able to provide you with its products and services.
RESIMAC Direct will not sell, trade or rent any personal information obtained from you to a third party unless you consent.
4. Disclosing Personal Information
For the above purposes, we may need to share and/or collect personal information with or from other organisations or people as we see fit. Commonly, organisations or people we would share such information with include:
- other entities with the RESIMAC Direct group, including successors and assigns
- agents, contractors and service providers to RESIMAC Direct
- your employer/s or referees
- rating agencies
- mortgage insurers
- title insurers
- your or our professional advisers
- financial institutions and securitisers
- other credit providers
- your bank
- government and other regulatory bodies
- law enforcement agencies
- debt collectors
- trustee companies
RESIMAC Direct may use the services of credit reporting agencies on an ongoing basis for purposes relating to the provision of credit to you (or any related person), and may exchange information about you with those agencies, including default information. Those agencies may retain that information and provide that information to other customers who use their credit reporting services.
5. Your Consent
6. Opt In and Opt Out Policy
RESIMAC Direct allows you to control all communications directed to you.
We only send our e-mail newsletters to users who ask to receive them.
We may also send you e-mail communications to provide information which we think you will find useful, including information about new products and services from RESIMAC Direct or selected third parties. We only send e-mail to customers who give us permission to do so.You may unsubscribe from any e-mail list by following the simple instructions on how to immediately unsubscribe or opt out.
If you change or move e-mail addresses please let us know so we can redirect your e-mail to your new address.
RESIMAC Direct uses all reasonable efforts to ensure that any personal information collected is held securely. However, you are responsible for ensuring your Internet browser and computer system are secure (including, but not limited to, free and secure from viruses) and can support any security measures we use to protect your personal information.
In addition, only authorised personnel have access to personal information. Such personnel have agreed to ensure confidentiality of this information and to comply with the Act.
8. Retention and Disposal of Information
RESIMAC Direct will only keep personal information it needs or is required by law to keep. RESIMAC Direct will dispose of such information when it has no further need to use it or it is required or permitted by law.
9. Accessing and Updating Personal Information
RESIMAC Direct makes every effort to keep any personal information up to date and accurate. Individuals may access their personal information and request modification or correction of personal information by calling your usual contact at RESIMAC Direct or contacting our Privacy Officer whose details are below. Individuals may also request full details of every organisation or person to whom RESIMAC Direct has disclosed his or her personal information.
10. Complaints and Further Information
If you have a complaint or require further information about how RESIMAC Direct handles personal information or any privacy issues please contact our Privacy Officer on the contact details below.
11. Tell Us What You Think
RESIMAC Direct welcomes your questions and comments about privacy.
Telephone: 0800 466 656
Fax: 0800 86 329 87