Self Employed SpecialistHome Loan
If you are struggling to qualify for a home loan because you are self-employed due to short term self-employment (minimum 6 months required) or no financials available, then this loan might be for you.
Features and Benefits
Borrow what you need
You can borrow up to 80% of the value of the property to a maximum of $1.5m. Can be used to purchase or refinance your own home or an investment property.
Use your equity how you want
You can have access to your equity for personal or business use, or even to pay out tax debt. Allows unlimited extra repayments and free online redraw. Will consider even if you have credit issues.
State your income as it is
We accept short term self-employed borrowers who have only been in business for a minimum of 6 months.
You can declare what you currently earn and back it up with 6 months GST Returns and 3 months main transactional business bank statements.
No Bank Fees
More money in your back pocket, with no bank fees, no ongoing fees and no annual fees.
Make additional repayments and redraw online with no cost.
Customer Benefits Program
RESIMAC Direct customers get unlimited free access to to exclusive discounts on a wide range of products and services with some of New Zealand’s leading brands, including Red Balloon, Specsavers, MYOB, Europcar and many more!
Valuation at cost
For other fees and charges that may apply contact us.
Why Choose RESIMAC Direct
2015 Professional Advisers Association Non-Bank Lender of the Year
Committed responsible lender who complies with obligations to our customers under the Credit Contracts and Consumer Finance Act 2003 and members of the Professional Advisers Association
From a quick question to a detailed discussion, no need for appointments, just call or email us
From application to approval they all went well, without having to go to an office, all done by phone and email ....very efficient process....
I was referred to RESIMAC by a family friend and although initially reluctant as they aren't a banking institution as such, my fears were way allayed. Their service was exemplary, from start to finish, and I look forward to further loan transactions with them. I would highly recommend.
Great service and competitive rate. The team really looked after us and made sure our loan was approved without complication. Would recommend them to anyone applying for a home loan.